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Home Loans

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Home Loans

Buying Tips First Home Buyer Home Loans

Friday, 16 December 2016

What AFL and media stars think about buying a home

South Australian AFL and media stars share their first-time home buying tips and what they would do differently. ... | Read More

Buying Tips First Home Buyer Home Loans

Monday, 15 August 2016

7 tips on where to get your home loan advice

There's a lot of information out there about home loans. But where to start? We've got some tips to help you know your options when it comes to getting advice about home finance. ... | Read More

Starting Over Home Loans

Monday, 18 July 2016

Boost your retirement plans

With an average retirement age of 65 and life expectancy in the low 80s in Australia, the majority of Australians are faced with the need to fund more than 15 years of retirement solely with superannuation and savings. ... | Read More

Buying Tips First Home Buyer Home Loans

Thursday, 5 May 2016

The sometimes-forgotten costs of buying a home

The first thing we think about when we're saving to buy a home is the deposit. But there are some extra costs to keep in mind when you're buying a property. Check out our list so you know what you're saving for. ... | Read More

Owning a Home Finding a Home Home Loans

Thursday, 31 March 2016

HomeStart heads North

More and more first home buyers want to live North - so HomeStart has opened a new office in the Northern suburbs to help them get into their own home. ... | Read More

Owning a Home Starting Over Finding a Home Home Loans

Tuesday, 8 March 2016

Stopping the single parent disadvantage

As we celebrate International Women's day, it's a good time to think of what the finance sector can do to help women find independence after life-changing events. ... | Read More

First Home Buyer Home Loans

Thursday, 4 February 2016

Applying for a home loan

The application process to buy your own home can be pretty overwhelming. Don't stress. We've got some handy tips to get you on your way. ... | Read More

Saving Tips Buying Tips First Home Buyer Home Loans

Monday, 1 February 2016

Making the most of renting (before you buy your own home!)

Renting can really suck. And our survey explains what annoys renters the most! But while you're saving for your own home, here's some tips to help you make the most of your rental situation. ... | Read More

Buying Tips Finding a Home First Home Buyer Home Loans

Friday, 29 January 2016

Avoiding home loan mistakes

Applying for a home loan can be really confusing, and it's easy to make mistakes along the way. We've got some tips to help you avoid the bad stuff when it comes to your home loan. ... | Read More

Finding a Home First Home Buyer Home Loans

Thursday, 28 January 2016

Why first home buyers want to live by the beach

Everyone has that ‘dream suburb' they would love to live in, and we wanted to know what they were for first home buyers. Turns out the beach is where it's at. ... | Read More

Borrowing Tips Budgeting Buying Tips Finding a Home First Home Buyer Home Loans

Tuesday, 12 January 2016

The frustrations of renters

If you have ever rented a home before, you'll know that it comes with limitations. We asked home buyers and homeowners what their biggest frustrations with renting have been. ... | Read More

Building a Home Buying Tips Finding a Home First Home Buyer Home Loans

Thursday, 7 January 2016

Beach suburbs are so hot right now

HomeStart research shows that buying a home within Adelaide's beachside suburbs tops the wish list for homebuyers. ... | Read More

Owning a Home Buying Tips First Home Buyer Home Loans

Monday, 4 January 2016

Home ownership makes perfect cents

Turns out that the majority of young South Australians believe that buying a home is one of the best financial decisions they will ever make. Well, aren't you glad you bought your own home! ... | Read More

Borrowing Tips Buying Tips Finding a Home First Home Buyer Home Loans

Monday, 2 November 2015

Your guide to auctions

Auctions can be pretty daunting for first home buyers, particularly with all the excitement and expectations about getting into your own home. Don't stress - we've got some tips for you to consider, and help get you started before auction day. ... | Read More

Owning a Home First Home Buyer Home Loans

Monday, 5 October 2015

Home owners: breathe a sigh of relief

It is a well-known fact that breaking into home ownership is a growing challenge for young South Australians. However, more unknown is how the challenge of entering the housing market has impacted the mindsets of young homebuyers in the state. ... | Read More

Home Loans

Monday, 22 June 2015

Making the most of a low interest rate environment

Interest rates are at a record low, which is great for homeowners with a variable rate. But how can you take full advantage of this unique interest rate climate? ... | Read More

Ask the CEO Home Loans

Sunday, 29 March 2015

Low rates build confidence

First homebuyers are starting to return to the property market this year, but more needs to be done to help them get a start. ... | Read More

Buying Tips First Home Buyer Home Loans

Monday, 12 January 2015

Adelaide's North - hottest first homebuyer region

Adelaide's first homebuyers are rushing north with affordable housing and an abundance of cheaper land providing ideal buying conditions. ... | Read More

Owning a Home Budgeting Building a Home Buying Tips First Home Buyer Home Loans

Thursday, 8 January 2015

Managing your home loan

While the focus can be on getting into your own home sooner, it's equally as important to consider how you will manage your home loan once you have one. ... | Read More

Saving Tips Borrowing Tips Buying Tips First Home Buyer Home Loans

Friday, 31 October 2014

Graduating into home ownership

Each year, HomeStart conducts research with first homebuyers to understand, among other things, what the greates barriers to owning a home are. ... | Read More

Saving Tips Borrowing Tips Budgeting First Home Buyer Home Loans

Thursday, 23 October 2014

How much will I need upfront?

Buying your first home is a great achievement but the upfront costs can make it difficult to get started. ... | Read More

Home Loans

Sunday, 28 September 2014

Say what? The 'housing bubble' explained

The term ‘housing bubble' keeps popping up in the media, but what does it really mean and what does it signify for South Australian homeowners? ... | Read More

Saving Tips Budgeting Home Loans

Sunday, 28 September 2014

Handling your home loan

Now that you have your home, it's important to make sure you are managing your home loan as well as you can. Here are some things you should be thinking about… ... | Read More

Saving Tips Ask the CEO Borrowing Tips First Home Buyer Home Loans

Tuesday, 22 July 2014

Choosing a loan that fits

With hundreds of home loan options out there, how do you choose one that's right for your situation? HomeStart's John Oliver offers some tips on what you should look out for. ... | Read More

Owning a Home Buying Tips First Home Buyer Home Loans

Saturday, 12 July 2014

Loan repayments explained

Home loans come with different types of loan repayments. It's important to understand the different options, so you can chose the repayment type that best suits you. ... | Read More

First Home Buyer Home Loans

Tuesday, 20 May 2014

Should you buy before 1 July 2014?

The end of the $5,000 First Home Owners Grant (FHOG) for established homes on 30 June 2014 marks the first time in years that there hasn't been assistance available for purchasing existing homes. ... | Read More

Starting Over Buying Tips Home Loans Managing Credit

Thursday, 8 May 2014

How to borrow more

If you've found the home of your dreams, but reality says you can't borrow enough to buy it, don't give up hope yet. Here are a few tips to consider that could get you the keys to that door sooner than you thought. ... | Read More

Saving Tips Ask the CEO First Home Buyer Home Loans

Thursday, 1 May 2014

Research can save you thousands

Doing some upfront research when buying a home can get you into your home sooner, and also save you money. HomeStart's John Oliver takes you through some of the factors to consider. ... | Read More

Saving Tips Starting Over Budgeting Home Loans

Sunday, 30 March 2014

How single parents can get started

Being a single parent is a tough job and can really stretch the budget, but that doesn't mean you can't buy a home of your own. We've got some tips to help single parents on the path tow home ownership. ... | Read More

Starting Over Home Loans

Saturday, 29 March 2014

Buying after a split

The end of a relationship is a tough time for everyone, but it doesn't have to mean the end of your relationship with home ownership. If you're facing the prospect of having to leave your home due to a relationship breakdown, here's a few things to k ... | Read More

Owning a Home Starting Over Borrowing Tips Home Loans

Friday, 28 March 2014

Use your equity to suit your lifestyle

Home owners over 60 years of age can take advantage of HomeStart's Seniors Equity Loan to fund a range of activities including home renovations. Watch how Cheryl and Allen got started on their dream renovations. ... | Read More

Owning a Home Borrowing Tips Building a Home Buying Tips First Home Buyer Home Loans

Friday, 28 March 2014

What do HomeStart customers say?

Are you interested in what others have to say about their HomeStart experience? Then take a look right here and listen to Moira's story. While working as a nurse and juggling single motherhood... ... | Read More

Starting Over Borrowing Tips Buying Tips First Home Buyer Home Loans Managing Credit

Thursday, 27 March 2014

Why your credit report matters

Your credit history is an important element of consideration for your home loan approval. It can indicate to your potential lender your previous history with credit commitments, including any defaults, missed repayments or history of bankruptcy. ... | Read More

Owning a Home Starting Over Home Loans

Thursday, 13 March 2014

Unlock your home’s equity with the Seniors Equity Loan

If you're over 60, HomeStart's Seniors Equity Loan can help you unlock your home's equity. ... | Read More

Borrowing Tips Buying Tips First Home Buyer Home Loans

Thursday, 13 March 2014

8 questions to ask your lender

If you're booked in for a loan interview and wonder what you should ask, here are a few tips to help. ... | Read More

Ask the CEO Borrowing Tips Buying Tips First Home Buyer Home Loans

Wednesday, 12 March 2014

What is a valuation?

Despite house valuations being an essential part of almost every home loan application, many people are often unaware of their purpose, how they work and the role they play in getting your home loan approved so here's some insight from HomeStart CEO, ... | Read More

Building a Home Buying Tips Finding a Home First Home Buyer Home Loans

Wednesday, 24 July 2013

Real estate in South Australia

If you're looking to buy a home, it's an opportune time to do some research and learn more about the real estate in South Australia. ... | Read More

Ask the CEO Buying Tips Home Loans

Wednesday, 24 July 2013

Interview tips for success

Want to succeed at your interview and secure that home loan? HomeStart's John Oliver has these tips to help. ... | Read More

Home Loans

Tuesday, 9 July 2013

The truth about low deposit loans

Low deposit loans are a great way to get started when buying a home, but it's worth knowing the in's and out's. Here's three myths about low deposit loans busted! ... | Read More

Owning a Home Starting Over Borrowing Tips First Home Buyer Home Loans

Thursday, 21 March 2013

What is equity?

If you're just getting started in the property market, you'll hear the word ‘equity' come up frequently. So, what is it? ... | Read More

Buying Tips First Home Buyer Home Loans

Tuesday, 22 May 2012

What is LVR?

HomeStart's Lending Team Leader, Vikki, explains the Loan to Value Ratio (LVR). LVR is the percentage that the bank or lender is willing to lend towards the purchase of a new home. ... | Read More

Building a Home Buying Tips First Home Buyer Home Loans

Thursday, 17 May 2012

Home buying tips

Don't know what an LVR is? Weighing up the pros and cons of home ownership? Here's a series of short videos to help you find the answers to some of the most common questions about buying a home. ... | Read More

Saving Tips Home Loans

Sunday, 15 April 2012

Saving for a home deposit

Saving for a home deposit can seem like an uphill battle, especially when you're buying your first home. Here are three key areas that can influence how much you need to save for a deposit. ... | Read More

Owning a Home Starting Over Buying Tips Home Loans

Thursday, 12 April 2012

Buying for a second time

Just because you're not a first home buyer doesn't mean buying a home is simple or straight forward. Re-entering the market can be just as involved as the first time around, and becoming a home owner again can seem like an impossible goal. ... | Read More

Home Loans

Thursday, 5 April 2012

Extra help for low income earners

Just because you're on a limited income, doesn't mean that home ownership is out of reach. All kinds of South Australians, from single parents to retirees, from Centrelink recipients to Housing SA tenants, have bought a home of their own and with car ... | Read More

Starting Over Home Loans

Sunday, 1 April 2012

An insider’s guide to refinancing your home loan

There are lots of things to consider when you're thinking about refinancing your mortgage. Get an insider's tips on getting started with the right loan. ... | Read More

Starting Over Buying Tips Home Loans

Sunday, 4 March 2012

5 tips for buying after a divorce

Buying a home after a divorce can be challenging. Here are five tips to help you get started on the right track. ... | Read More