How we can help

We’re unique in the market

We’re not a bank. Established in 1989, HomeStart is a State Government organisation that is 100% focused on providing home loans for South Australians. So while we’re a profitable financial organisation, we are also considerate of our social responsibilities. This means we’re always working on new ways to help more people get into their own home, sooner.

We want you to have a home loan that’s right for you

We have a range of innovative loans that can reduce your upfront costs and increase your borrowing power. We’re happy if you want to switch to a bank or credit union after a few years with us. We just want to get you into your own home sooner, so you can enjoy all the benefits of home ownership!  

We're here to help you

Our reason for being is simple: to make home ownership a reality for more people in more ways. Based in South Australia, we have an experienced team who are understanding, friendly and committed to help you get in to your own home sooner.

Over the past 31 years, HomeStart has helped more than 77,000 South Australians into home ownership.