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Borrowing Tips

The ins and outs of your home loan application process

Borrowing Tips

Borrowing Tips Budgeting Buying Tips Finding a Home First Home Buyer Home Loans

Tuesday, 12 January 2016

The frustrations of renters

If you have ever rented a home before, you'll know that it comes with limitations. We asked home buyers and homeowners what their biggest frustrations with renting have been. ... | Read More

Borrowing Tips Buying Tips Finding a Home First Home Buyer Home Loans

Monday, 2 November 2015

Your guide to auctions

Auctions can be pretty daunting for first home buyers, particularly with all the excitement and expectations about getting into your own home. Don't stress - we've got some tips for you to consider, and help get you started before auction day. ... | Read More

Borrowing Tips Buying Tips First Home Buyer Home Loans Saving Tips

Friday, 31 October 2014

Graduating into home ownership

Each year, HomeStart conducts research with first homebuyers to understand, among other things, what the greates barriers to owning a home are. ... | Read More

Borrowing Tips Budgeting First Home Buyer Home Loans Saving Tips

Thursday, 23 October 2014

How much will I need upfront?

Buying your first home is a great achievement but the upfront costs can make it difficult to get started. ... | Read More

Borrowing Tips Budgeting First Home Buyer Saving Tips

Sunday, 7 September 2014

Budgeting for 20 somethings

Tips for graduates on budgeting after school or uni; how to save while paying off your HECS. ... | Read More

Ask the CEO Borrowing Tips First Home Buyer Home Loans Saving Tips

Tuesday, 22 July 2014

Choosing a loan that fits

With hundreds of home loan options out there, how do you choose one that's right for your situation? HomeStart's John Oliver offers some tips on what you should look out for. ... | Read More

Ask the CEO Borrowing Tips Buying Tips First Home Buyer

Thursday, 8 May 2014

Getting started in the market

For many recent graduates, leaving university is an exciting time.You've got the degree, you've started your working career - now it's time to finally move out of your parents' place or that crowded share-house. ... | Read More

Borrowing Tips Home Loans Owning a Home Starting Over

Friday, 28 March 2014

Use your equity to suit your lifestyle

Home owners over 60 years of age can take advantage of HomeStart's Seniors Equity Loan to fund a range of activities including home renovations. Watch how Cheryl and Allen got started on their dream renovations. ... | Read More

Borrowing Tips Building a Home Buying Tips First Home Buyer Home Loans Owning a Home

Friday, 28 March 2014

What do HomeStart customers say?

Are you interested in what others have to say about their HomeStart experience? Then take a look right here and listen to Moira's story. While working as a nurse and juggling single motherhood... ... | Read More

Borrowing Tips Buying Tips First Home Buyer Home Loans Managing Credit Starting Over

Thursday, 27 March 2014

Why your credit report matters

Your credit history is an important element of consideration for your home loan approval. It can indicate to your potential lender your previous history with credit commitments, including any defaults, missed repayments or history of bankruptcy. ... | Read More

Borrowing Tips Buying Tips First Home Buyer Home Loans

Thursday, 13 March 2014

8 questions to ask your lender

If you're booked in for a loan interview and wonder what you should ask, here are a few tips to help. ... | Read More

Borrowing Tips Budgeting Building a Home First Home Buyer Saving Tips

Thursday, 13 March 2014

Don’t get caught out by extra costs

Buying or building a home is one of the biggest financial decisions of your life, so it's important to be aware of all of the costs involved. Let's explore some of the less obvious costs so you can prepare and budget for them. ... | Read More

Ask the CEO Borrowing Tips Buying Tips First Home Buyer Home Loans

Wednesday, 12 March 2014

What is a valuation?

Despite house valuations being an essential part of almost every home loan application, many people are often unaware of their purpose, how they work and the role they play in getting your home loan approved so here's some insight from HomeStart CEO, ... | Read More

Ask the CEO Borrowing Tips Starting Over

Friday, 17 January 2014

Helping divorcees get back on their feet

While the emotional strain of divorce is well recognised, the financial stress and impact on housing can have a more lasting impact, particularly for mothers with dependent children. ... | Read More

Borrowing Tips Building a Home Buying Tips First Home Buyer

Thursday, 2 January 2014

First home owner grants

First home buyers can apply for government grants to help them into home ownership. ... | Read More

Borrowing Tips Budgeting First Home Buyer Managing Credit Saving Tips

Wednesday, 24 July 2013

Calculate all your questions

Hate doing the maths? We can help you calculate! Whether you're trying to find out how much you can borrow to buy a home, how much you'll need upfront or where your spending leaks are, there's a calculator to help. ... | Read More

Borrowing Tips Buying Tips Finding a Home First Home Buyer

Wednesday, 27 March 2013

Buying with confidence

Securing pre-approved finance could mean the difference between just finding your dream home and actually being able to buy it. ... | Read More

Borrowing Tips First Home Buyer Home Loans Owning a Home Starting Over

Thursday, 21 March 2013

What is equity?

If you're just getting started in the property market, you'll hear the word ‘equity' come up frequently. So, what is it? ... | Read More

Borrowing Tips First Home Buyer

Monday, 4 February 2013

3 things to avoid at a loan interview

Imagine you've finally got to loan interview stage, know what you need to bring, and think you're all set to be approved for a home loan. So what could go wrong? We asked our lending consultants the three most common reasons loans are declined at int ... | Read More

Borrowing Tips Budgeting Owning a Home

Thursday, 6 September 2012

How can a financial planner help me?

You might think financial planners are for high flying CEOs with money to burn, or maybe only for those in dire financial straits. The reality is a financial planner can be a sound investment for anyone with an interest in their long term financial f ... | Read More

Borrowing Tips Saving Tips

Thursday, 30 August 2012

Can versus should

Just because you can afford to buy something, does that mean you should? Paul Eadon from Eadon Home Loans helps us answer this frequently asked question. Here is his insight into the matter. ... | Read More

Borrowing Tips

Wednesday, 18 July 2012

How can HomeStart help me?

Watch HomeStart CEO John Oliver discuss the HomeStart difference on Channel 9's Building Ideas TV program. ... | Read More

Borrowing Tips Buying Tips

Monday, 2 April 2012

Want to buy a house?

Are you ready to buy a home? Here are some tips on getting your finances prepared for when you have a loan interview. ... | Read More

Borrowing Tips

Sunday, 1 April 2012

When should you call a lender?

While many people prefer to do their initial research about buying a home online, there comes a time when picking up the phone and speaking with an expert is the next best step. ... | Read More

Borrowing Tips

Sunday, 1 April 2012

What to ask at loan interview

Going through the process of applying for a home loan can be information overload. However, as it's probably going to be the biggest financial commitment of your life, it's worth taking the time and effort to make sure you understand exactly what you ... | Read More

Borrowing Tips

Sunday, 1 April 2012

Employment and home loans

When you apply for a home loan, you will need to provide details of how you get your income. Not every lender accepts every type of employment as income, and it's important to know what counts before you get started. ... | Read More