Do you find yourself constantly reaching for your credit card to pay for things? Do you struggle to pay off your balance each month? To get an idea of what your credit card may be costing you, enter your details below.

Enter your credit card details


Current balance due


Credit card interest rate


Additional purchases per month


Monthly repayment


Credit spending details per year

Fees & charges per year

Paying off your credit card

How many months to repay

Total amount to pay


Interest, Fees and Charges


By entering all the costs and repayments associated with your credit card, you can see above how long it will take you to pay it off.

See if you can shorten this amount of time by adjusting your monthly payment amount. If you adjust your credit spending details to reduce the amount of fees and charges you pay, how much faster can you pay it off?

Now that you know how much you need to pay each month to reduce your debt, update this figure in your budget.