Use our simple and easy calculators to work out how much you could borrow and how much deposit you may need for a HomeStart loan.

How much can I borrow?

Find out how much you could borrow and what your repayments are likely to be. All you need are your income and credit commitments so you can estimate the sort of home you can afford.


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What are my repayments?

Find out how much your repayments would be on a HomeStart loan.



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How much deposit do I need?

Find out how much deposit you may need for a HomeStart loan. This estimate also includes government grants and the upfront fees you’ll need to cover, like stamp duty and conveyancer fees.


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Unlike most mainstream lenders, HomeStart doesn’t charge Loan Mortgage Insurance (LMI). We have something called a Loan Provision Charge (LPC), which is usually a lot cheaper and could save you thousands.


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Which loan is right for me?

Compare our home loans to see which features best suit your circumstances. You can also listen to other customers’ experiences to see how they got started.


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Key Facts Sheet

Contains summarised information about a home loan product on offer and is set out in a standardised format.




You can also learn more by visiting our educational website MyStart for useful tips on savingbuying a home and information for first home buyers.

Eligibility criteria, terms and conditions apply. Fees and charges are payable.

Want to find out more?

Call us on 1300 636 878 or

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