Whether you're starting out on your home ownership journey or starting over, we have a range of options that can help make it a reality.
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Low deposit home loans
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Additional loans to boost borrowing capacity
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Repayment Safeguard
It's home time
We believe everyone deserves the chance to own their own home, and for 35 years we've been helping South Australians achieve that dream.
Set repayments for peace of mind
With the Repayment Safeguard, your repayments are based on what you can afford and stay the same even if interest rates go up or down.
Buying your first home?
Learn about the typical steps involved in buying a home with our Home Buyer Ready Program, from your first contact with HomeStart to receiving the keys to your new home.
Additional Loans
When taking out a home loan with HomeStart, you also have the option of applying for an additional loan to help boost your overall home buying budget or help cover upfront costs, giving you more options.
Unlock your home's equity
Once you’ve built up some equity in your home, HomeStart could help you unlock your equity to access funds with these additional loans.
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Equity Loan
If you’re 60 or over, you can unlock your home’s equity with a ‘no negative equity’ guarantee through our reverse mortgage loan. You can also make voluntary repayments and there are no monthly account keeping fees.
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Equity Loan
The Home Equity Loan helps you access up to $20,000 in equity in your home and is available to current HomeStart customers to fund house related or non-house related expenses.