We believe everyone deserves the chance to own their own home, and for 35 years we've been helping South Australians achieve that dream.
Low deposit home loans
Additional loans to boost borrowing capacity
Repayment Safeguard
With the Repayment Safeguard, your repayments are based on what you can afford and stay the same even if interest rates go up or down.
When taking out a home loan with HomeStart, you also have the option of applying for an additional loan to help boost your overall home buying budget or help cover upfront costs, giving you more options.
Once you’ve built up some equity in your home, HomeStart could help you unlock your equity to access funds with these additional loans.
If you’re 60 or over, you can unlock your home’s equity with a ‘no negative equity’ guarantee through our reverse mortgage loan. You can also make voluntary repayments and there are no monthly account keeping fees.
The Home Equity Loan helps you access up to $20,000 in equity in your home and is available to current HomeStart customers to fund house related or non-house related expenses.