Wyatt Loan

If you’re on a low income, the Wyatt Loan can help cover the start-up costs to buy a home, such as deposit, fees and charges.

How does it work?

The Wyatt Loan is taken out with a HomeStart loan, and offers an interest and repayment free period of 5 years. After this the borrower will need to repay the loan or, in appropriate circumstances, HomeStart may (at its absolute discretion) combine the Wyatt Loan balance with the HomeStart Home Loan, which may increase repayments.


You may be eligible if you've lived in South Australia for at least 5 years, and have a net household income of less than $42,500 p.a. (for applicants with dependants, maximum net household income is up to $52,500 p.a. based on the number of dependants). Applicants over the age of 50 with no dependants may also be eligible.

The Wyatt Loan is supported by the Wyatt Trust, a not-for-profit organisation dedicated to reducing financial disadvantage, and improving the quality of life for South Australians.

Wyatt Loan fact sheet

Need more information? Visit our educational website MyStart for useful tips on saving, budgeting and buying a home.

Terms, conditions, and eligibility criteria, fees and charges apply. This loan is subject to available funding.

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