Home Equity Loan

A home loan that helps existing HomeStart customers to unlock their home's equity.

A Home Equity Loan helps you access the equity in your home and is available to fund:
  • House related expenses such as home improvements, repairs, maintenance and council and water rates.
  • Non-house related expenses like a new motor vehicle, holiday, medical treatment or debt consolidation of credit cards or personal loans*. Any non-housing related expenses cannot exceed $20,000 in a single transaction.

*You can only have one debt consolidation transaction for the life of the loan up to $20,000.

Please note the following:
-  To access more funds you must have equity in your home.
-  You must provide current income and expenditure information.
-  You need to be on a variable rate home loan with HomeStart.
-  Fees do apply and depend on whether a new valuation is required.

Contact HomeStart to discuss your options and to apply for this loan.

Terms, conditions, and eligibility criteria, fees and charges apply.

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Level 5, 169 Pirie St, Adelaide SA 5000