It's home time
We believe everyone deserves the chance to own their own home, and for over thirty years we've been helping South Australians achieve that dream.
First home buyer looking to build?
Get started with a 2% deposit + no LMI.
Starting your home buying journey?
Our free online Home Buyer Ready program has all the info you need.
Start with a 2% deposit
If you have a Certificate III or higher no matter when you received it, our Graduate Loan can help.
Set repayments for peace of mind
At HomeStart your repayments will only change once a year in line with inflation - not when interest rates change.
Share equity to boost your budget
With our Shared Equity Option, you can borrow up to 25% of the purchase price as an interest-free and repayment-free loan.
Buying my first home
Learn about the typical steps involved in buying a home, from your first contact with HomeStart up to when you get the keys to move in.
Continue readingLower upfront costs
With HomeStart, you could build your own home with no loan repayments for the first 12 months, or until construction is complete - whichever comes first.
Learn moreLow deposit loans
HomeStart's Graduate Loan is a low deposit loan available to eligible graduates with a Certificate III or higher qualification.
Learn more