Community lending

HomeStart’s Community Lending Team helps not-for-profit organisations to increase the supply of affordable rental housing in South Australia.

We recognise that community organisations play a key role in bridging the gap between demand and supply of suitable, affordable long-term accommodation.

HomeStart is well-placed to assist your organisation to meet the challenges of operating in a commercial environment, and achieve sustainable growth.

So, if you have an affordable housing project under development, come and see us.

We offer:

  • Experience
    To-date, we’ve helped finance construction projects, which have assisted many South Australians and their families to achieve stable accommodation. We will work closely with you to gain a good understanding of the needs and challenges facing your organisation.
  • Tailored finance solutions
    We provide tailored commercial finance solutions to help increase your affordable housing stock in a way that helps you manage your cash flow and business.
  • Friendly, local service
    Our team will work with you to develop the best solution to meet the needs of your organisation. We are locally-based, and never far away if you would like to talk face-to-face.


HomeStart’s FlexiCom Loan offers a range of flexible options.

Key benefits:

  • Access to an Advantage Loan
  • Repayments are not linked to interest rates
    Once your initial repayment is determined, in most cases it will only change once a year in line with inflation, so you’re protected against sudden interest rate increases.
  • Interest only repayment option
  • Choice of a variable, fixed or split interest rate

Fact Sheets

Community Housing and HomeStart PDF (192KB)
Finance options PDF (229KB)
How to get started PDF (209KB)
HomeStart Community Lending Products PDF (129KB)

Talk to us

To find out more about how we can help, contact us on 8203 4729 to arrange a meeting.

Eligibility criteria, terms and conditions, fees and charges apply.

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Level 5, 169 Pirie St, Adelaide SA 5000