How much deposit do I need?

Find out how much deposit you may need when you take out a HomeStart loan.

? If you do not enter a suburb, your deposit will be calculated based on metro Adelaide



Home deposit
Fees & charges

? Inclusive of government fees and charges

[more detail]
Government grants
Total deposit required

This calculation is not an offer of credit and is intended as a guide only.

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*The Shared Equity Option is offered once you have reached your borrowing limit on a HomeStart home loan.
Find out more about the Shared Equity Option >

Fees and charges include establishment fee, valuation fee, Loan Provision Charge, conveyancing fees, settlement fee and government fees such as title search fees and stamp duty.

Remember, to be eligible for a home loan with HomeStart you must:

  • Have a regular income, this can include your Centrelink benefits 
  • Be over 18 years of age 
  • Be an Australian permanent resident or an Australian citizen 
  • Be purchasing a home within South Australia 

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