How much can I borrow?

This calculator will give you an indication of the maximum amount you may be able to borrow to buy your own home. 

? Include all:
Net income received from wages/salary/overtime
Net rental income
Net business/partnership income
Family tax benefits part A & B
Child support


? Include all dependant children and any
non income earning adult partners
not included on the loan application

? Include the sum of all credit cards,
store cards and overdraft limits

? Include all other loan repayments
including child support payments and HECS repayments

+ More options

This calculation is not an offer of credit and is intended as a guide only.

Privacy Statement

Fees and charges include establishment fee, valuation fee, Loan Provision Charge, conveyancing fees, settlement fee and government fees such as title search fees and stamp duty.

*The Advantage Loan is combined with another HomeStart loan that suits your situation. No repayments are required until you have paid your HomeStart loan portion in full. Find out more about the Advantage Loan >

*The Shared Equity Option is offered once you have reached your borrowing limit on a HomeStart home loan.
Find out more about the Shared Equity Option >

Remember, to be eligible for a home loan with HomeStart you must:

  • Have a regular income, this can include your Centrelink benefits
  • Be over 18 years of age
  • Be an Australian permanent resident or an Australian citizen
  • Be purchasing a home within South Australia

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Level 5, 169 Pirie St, Adelaide SA 5000