Do you find yourself constantly reaching for your credit card to pay for things? Do you struggle to pay off your balance each month? To get an idea of what your credit card may be costing you, enter your details below.

Enter your credit card details

Current balance due $

Credit card interest rate %

Additional purchases per month $

Monthly repayment $

Credit spending details per year

Fees & charges per year

Paying off your credit card
0How many months to repay
$0 Total amount to pay
$0 Interest, Fees and Charges

By entering all the costs and repayments associated with your credit card, you can see above how long it will take you to pay it off.

See if you can shorten this amount of time by adjusting your monthly payment amount. If you adjust your credit spending details to reduce the amount of fees and charges you pay, how much faster can you pay it off?

Now that you know how much you need to pay each month to reduce your debt, update this figure in your budget.